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Terms of Use
Website information and financing inquiries
The website provides general information and a way to submit an inquiry to FFC Mortgage Corp. dba NonQM123. Website content is not financial, tax, legal or investment advice and does not replace a complete mortgage application or underwriting review.
No approval or commitment to lend
A submitted form, telephone conversation, quote, estimate, scenario review, rate illustration or conditional discussion is not an approval or commitment to lend. Programs, rates, terms, loan amounts, LTVs, documentation and eligibility may change without notice. Final terms require a complete application, property review, underwriting decision and satisfaction of all conditions.
Business-purpose restriction
The financing promoted on this website is intended for non-owner-occupied real estate held for business or investment purposes. It is not intended for a primary residence, second home or other personal, family or household purpose. See the Business-Purpose Disclosure.
Acceptable use
- Provide accurate information and do not impersonate another person.
- Do not submit malicious code, attempt unauthorized access, scrape the website or interfere with its operation.
- Do not use the website for unlawful, fraudulent or abusive activity.
- Do not transmit a full ITIN, Social Security number, bank password or unnecessary sensitive document through the public form.
Intellectual property
The website design, branding, text, graphics, software and other content are owned by or licensed to FFC Mortgage Corp. or its licensors and are protected by applicable law. You may use the website for personal evaluation of the offered services, but may not copy, republish, sell or exploit content without permission.
Third-party services and links
The website may link to or depend on third-party services. Those services are governed by their own terms and privacy practices. A link does not constitute an endorsement or guarantee of availability, accuracy or security.
Disclaimers and limitation
The website is provided on an “as available” basis to the extent permitted by law. We do not warrant uninterrupted access, error-free operation or that all content is complete or current. To the extent permitted by law, FFC Mortgage Corp. and its affiliates, officers, employees and service providers are not liable for indirect, incidental, special, consequential or punitive damages arising from use of the website.
Changes and governing law
We may update these terms by posting a revised version with a new effective date. Applicable law and any mandatory consumer rights govern regardless of these terms. Questions may be directed to [email protected].